### Live – Multi Player Baccarat

#### Introduction

With seven types of bet available, Multi-player Baccarat is a game where a player needs to guess whether his or banker’s hand will be nearer to number nine. There is also a position when dealer and banker’s hands are the same, i.e. have identical values. The table is the same for all the players, but as this is a multi-player game, they are not playing against each other. The game is played using 8 packs of cards, which a dealer shuffles and places in the box, called shoe. The chances for winning are quite high, as the game includes placing different kinds of bet, i.e. banker, player, tie, banker pair, player pair, banker bonus and player bonus bets.

#### How to Play

A banker shuffles 8 standard packs (52 cards) prior to any game.

Down and up buttons next to the chip selection field are used to choose the size of the chips.

A player presses banker field if he chooses the hand of the banker as the winner.

A player presses player field if he thinks the hand he has will win.

A player presses tie field if he thinks that the hands will have identical values.

A player presses banker pair field if he thinks that the 1st two cards that the banker has will form a pair.

A player presses player pair field if he thinks that the 1st two cards that he has will form a pair.

A player presses banker bonus field, to place an optional side bet, if he thinks that the banker will have a winning hand.

A player presses player bonus field, to place an optional side bet, if he thinks that he will have a winning hand.

By clicking on the bet, it will raise the coins staked.

Right-clicking on the bet will lower the number of coins placed on that bet.

Confirm button is used to confirm the bet.

A player and banker get a hand, each with 2 or 3 cards.

If a player wins, he receives the payout according to the game payouts, i.e. banker and player bets are at 1:1 odds, banker and player pair bets are at 11:1, whereas tie is 8:1.

If he has wins a bonus, then the payout he receives is in accordance with the bonus payouts, i.e. natural hand and non natural by four points have the same odds 1:1, non natural by 5 2:1, by 6 4:1, by 7 6:1, by 8 10:1 and by nine points has the odds of 30:1.

If not, he loses the game.

Every card is worth different points that are all summed up.

Ten, jack, queen and king bring zero points. All others bring as many points as they are worth, i.e. two brings two, three three etc.

Autiplay is used if a player wants to play a set of regular games for a certain period, without interacting with the software.

While a player is playing the game, he can change seats if he wishes.

#### Features

##### Banker Bet

The player can predict that a banker will have the hand that is higher than his hand.

If the player’s guess is correct, he will pay a lower fee than for other bets.

The odds for this bet are 1:1.

##### Player bet

The player can predict that his hand’s value will be higher than the banker’s one.

The odds for this bet are 1:1.

##### Tie Bet

The player can predict that his and banker’s hands will be the same, i.e. show identical value which will mean that they are tie.

The odds for this bet are 8:1.

##### Banker Pair Bet

The player can predict that the first two cards of the banker’s hand will be a pair and thus place a side bet, that can make him a candidate for a bonus payout.

The odds for this bet are 11:1.

##### Player Pair Bet

The player can predict that the first two cards of his hand will be a pair and thus place a side bet, that can make him a candidate for a bonus payout.

The odds for this bet are 11:1.

##### Banker Bonus Bet

The player can predict that the banker’s hand will be higher than his by placing this bet in bonus baccarat. This is an optional bet and in case a player gets it right, he will receive the payout according to this: natural hand and non natural by four points have the same odds 1:1, non natural by 5 2:1, by 6 4:1, by 7 6:1, by 8 10:1 and by nine points has the odds of 30:1

##### Player Bonus Bet

The player can predict that his hand will be higher than the banker’s by placing this bet in bonus baccarat. This is an optional bet and in case a player gets it right, he will receive the payout according to this: natural hand and non natural by four points have the same odds 1:1, non natural by 5 2:1, by 6 4:1, by 7 6:1, by 8 10:1 and by nine points has the odds of 30:1

#### Game Rules

A player has to set and confirm all his bets. The ones that are not confirmed are not taken into account.

A player gets the first card.

A player can place double bets on tie, banker and play bets.

Value of the banker (2 Cards) |
Hand Value of the player (3 Cards) |
|||||||||

0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | |

seven | S | S | S | S | S | S | S | S | S | S |

six | S | S | S | S | S | S | Y | Y | S | S |

five | S | S | S | S | Y | Y | Y | Y | S | S |

four | S | S | Y | Y | Y | Y | Y | Y | S | S |

three | Y | Y | Y | Y | Y | Y | Y | Y | S | Y |

two | Y | Y | Y | Y | Y | Y | Y | Y | Y | Y |

one | Y | Y | Y | Y | Y | Y | Y | Y | Y | Y |

zero | Y | Y | Y | Y | Y | Y | Y | Y | Y | Y |

S= stand | Y= yes |

If the value of the hands is identical, then the hands will tie.

In case of the technical difficulties, all games and payouts are cancelled.

There are two side bets, which are optional, that can bring bonus payouts to the player. They are placed prior to getting a hand.

If a player chose the banker’s or player’s bet, but there was a tie, then his bet is given back to him.

There’s a possibility of placing two bets at the same time, between banker’s/player’s and tie.

A commission of 5% applies only on the winning bets. Less then this is taken for banker’s bets.

Banker and player bets are at 1:1 odds, banker and player pair bets are at 11:1, whereas tie is 8:1

Natural hand and non natural by four points have the same odds 1:1, non natural by 5 has the odds of 2:1, by 6 the odds are 4:1, by 7 the odds are 6:1, by 8 the odds are 10:1 and by nine points the odds of 30:1.

If a player decides not to draw more cards, i.e. end the play, and a banker has cards whose value is five and less, then a banker will receive another card.

If the player’s cards have the value that is five and less, then he gets another card.

If both hands are eight or nine on the value scale, then both of them stand.